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[Applause] live from the headquarters of Ramsey Solutions its the Ramsey show where we help people build wealth do work that they love and create actual amazing relationships Im Dave Ramsey your host thank you for joining us America Ken Coleman number one best-selling author of the book paycheck to purpose and host of the Ken Coleman show he talks about your professional growth including where you work how you work and all about career stuff hes going to be here to help me today answer your questions the phone number is 88255 225 you jump in and well talk Joy starts Rapid City South Dakota off hi Joy how are you Im very well thank you good how can I help uh my husband and I are 69 and 70 years old we retired two and three years ago but we still work uh what we call retirement jobs we just dont have a very big net worth at all and we dont mind keep working our retirement jobs but I I guess Im wondering what more can we do um Ill tell you we have a traditional IRA we have two ro