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promissory notes can also include any rights the maker and holder are waiving this may include presentment which is the right to present the holder with a demand for payment of funds and notice of dishonor the right to require the holder to give notice than an amount has not been paid a security interest by the holder or collateral offered by the maker can also be made part of the promissory note if the maker defaults the holder would use the collateral to repay the debt another common provision is the makers right to prepay without penalty a promissory note can also provide for a personal guarantee in addition to the businesss responsibility personally guaranteed notes name which of the companys officers agree to be personally liable for repayment if the party borrowing the money does not appear to have a solid financial base an individual will be required to sign a guarantee personally promising to repay the amount owed finally a promissory note can include a provision requiring th
