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Ryan Preston, also known as the Money Guy, questions the argument for buying a home at the current market peak, despite the possibility of a market drop. He emphasizes the psychological impact of being underwater on a large asset. Preston suggests that if one plans to live in the home long term, buying at the top may not matter as the market tends to correct itself over time. He uses the example of purchasing a home in 2007 and experiencing a market crash in 2008-2009, but eventually seeing the real estate prices rebound.
