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hey everybody welcome back to the Financial Freedom show my name is Rob Berger and I see a ton of folks in the chat already asking great questions now tonights a little different were going to go over a tool called new retirement which is a financial planning tool its probably the most I would say the most sophisticated financial planning tool that I know of designed for folks like you and me as opposed to an advisor now that said Ive spent a fair amount of time with e-money advisor and sometime with money uh money guide Pro which are only available to advisors and Im not an advisor but I have Ive had access to both through advisors and um new retirement frankly I think it keeps up with both of those its a pretty sophisticated tool now you know were going to talk about the tool tonight but we can use it to discuss everything related to investing in retirement really now I see a lot of great questions in the chat that we probably wont get to tonight so what Im going to do aft