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hello through to the uh help with debt youtube channel my name is steve thatcher some of you may have seen some of my videos before today im going to be giving a brief explanation of bankruptcy and income payments now if you go bankrupt in england and wales one of the aspects of your life that the official receiver will look at is whether you have any excess income left after youve spent the money coming into the house if you do then the or can ask you to pay that to him as an income payments agreement now if the agreement cannot be docHubed he or has the right to take the matter before a judge and if the judge agrees he will make an income payments order the way that the or has come to a determination about the amount of money available to him has just changed from the first of december 2011. the changes are not retrospective so they will not affect any income payments orders thats ipos ipa is already in place prior to the first of december the first 100 pounds of any surplus income
