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hey there matt the mortgage guy i'm creating a video today to talk about how escrow accounts work trust me when i tell you this is such a common question if it's a question you have and you're confused at all please rest assured tons and tons of people have this same question even when i explain it i'm trying to do my best to explain it the best way i know how it's it's a hard concept to kind of understand so if you've got questions about this hopefully the video helps if not please give me a call but this is how escrow accounts work now first and foremost an escrow account is basically a savings account held by the mortgage company to pay your property taxes your insurance and your mortgage insurance and when i say the first insurance i'm talking about hazard insurance homeowners insurance so the mortgage companies holding a bunch of your money with an escrow account and then twice a year they're paying taxes to the county once a year they're paying a one-year homeowners insurance bi...