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Learn how to write a personal loan agreement by using a fillable form on a webpage. Choose the format to write it in, such as Adobe PDF, Microsoft Word, or rich text. Fill in the necessary information, including the date, borrower details, amount to be paid, and repayment terms. In this example, Johnny Appleseed is lending $10,000 to his wife, Nancy Appleseed, with a one-year repayment period.