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all right so most of the bonds that Im gonna be talking about in this class are all what we call simple bonds they do not have these embedded options so were going to talk about these embedded options and were just going to understand that they are going to impact the value of a bond but they can create a lot of complications when we go into to their true valuation okay now there are a number of contract features when you look at but one of those things were gonna were start with is that whenever we issue a bond is that we basically have an indenture agreement okay and this indenture is essentially as a formal agreement between the bond issuer the company or the government and the bondholders of this issue okay and so in the signature it specifies all of the contract features of it right it says when payments are gonna be made its gonna also have possibly a call provision put provision and sinking fund those types of things okay so let me do this is its really important that we