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hello and welcome to todays presentation three things you must know about the sellers right to keep the buyers deposit Im Jim Urquhart before we get started there is a couple things you need to know since this video or presentation can be viewed all over the world in many countries you need to know that it is relevant in the state of California USA it involves transactions there particularly residential real estate transactions one to four units which is the typical home or condo sale thats if youre gonna buy a residence in California this is what youre going to be doing normally one unit which is your typical home or condo sale and this was recorded on May 1st 2014 couple things about me since youre going to be listening to me for the next 10 minutes or so again Im James Urquhart James aerocart the third is my full name Im a realtor which means Im a member of the National Association of Realtors and the as well as the local Board of Realtors I am a licensed California real e