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the FDCPA or the Fair Debt Collection Practices Act places very strict requirements or limitations on when a debt collector can call a third party a third party is named by other than you or your spouse so thats neighbors co-workers family members and a debt collector can only contact a third party when it needs what is known as location information and location information is your home phone home address place of employment its nothing else and what we often see is that debt collectors will call your neighbors and thats called a block party or theyll call all your co-workers and they call that an office party and what theyre trying to do is to get your neighbors get your co-workers to come to you and say hey Im getting these calls from this collector or even if the collector doesnt reveal that their collector most people know that and if that collector is calling your neighbors your co-workers or family members when they have your location information then normally that is ill
