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[Music] [Applause] [Music] i taught a class the other day on surveys and title insurance and was subsequently asked to address some of the issues that we discussed in the class on my video podcast one issue that needs to be addressed universally is the fact that when using an existing survey a t47 affidavit must accompany delivery of a copy of that survey you all know that and you know that failure to deliver either a copy of the survey or the t47 affidavit within the time required results in the sellers obligation to pay for a new survey here is what is happening though title companies are marketing to realtors by saying that due to covid they will not require the t-47 affidavit to be docHubd when delivered to them instead they will docHub the affidavit at closing this sounds like a title company is going the extra mile to waive their requirement to service the customer however its not a title company requirement to have an affidavit within a certain period of time in fact title