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so moving into 2023 weve got to ask the question whos the cheapest Insurance in the U.S whos going to give me the best rate and whats the scenario because there are different situations that these fall into and if you think of it this way as a profile you have different situations in your life in different scenarios do I need to insure just my car or do I need to insure my car and my house do I have a lot of stuff to insure in high risk liability to have claims and tickets and things like that in this video were going to go over the best fit for most of those scenarios and give you a generalized personal opinion of what I think are going to be the best insurances to look at now if you are in the market and you are shopping one of the great pieces is that looking at these insurance companies a lot of them work with what we call Independent Insurance companies or agents or Brokers as they call them and what that does is that allows them to shop you with not just the one company it a