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[Music] heres your money briefing for Wednesday June 28th Im J.R Whelan for the Wall Street Journal can be frustrating and costly when someone is told by their health insurance company that a certain treatment or procedure isnt covered under their plan but many people dont know the range of options they have to appeal those decisions Wall Street Journal reporter Anna wilda Matthews joins us so Anna aside from the rising monthly costs what are peoples top complaints about their health insurance plans well people have a lot of gripes about their health insurance plans there was a recent survey from a non-profit called kff and they found some of the biggest complaints were that insurance paid less than consumers expected for a bill the insurance didnt cover care or a drug that the patient got or the insurance denied or delayed pre-approval for a treatment that the patient wanted the survey found that 58 of insured adults had run into problems using their health insurance just in the