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hello and welcome to seal D TV Im your host Lauren Taylor today we are going to discuss bridge loans bridge financing gives owners the flexibility they need to reposition and stabilize commercial real estate properties it is important to note that bridge loans usually call for a clear exit strategy upon the loans terms completion property types that fall under the bridge loan program are as follows apartments industrial medical mix use office retail as well as self storage now lets begin to discuss bridge loan features Macs LTV can go up to 90 percent term link ranges from 12 to 36 months amortization is interest only self advertising or a combination of the two that service coverage ratio requirements vary widely depending on the program and can usually range from sub 1 to 1.6 times Bridgeland are and can be recourse and non recourse with standard carve-outs for environmental bankruptcy fraud and miss application of funds partial recourse and/or operating deficit and completion gua