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Arizonas public safety personnel retirement system known as PS PRS provides retirement benefits for about thirty-five thousand police officers firefighters and paramedics each year hundreds of members take part in drop the deferred retirement option plan heres how it works active PS PRS members who started work before January 1st 2012 the systems tier 1 members become eligible for deferred retirement after 20 years of service with their current employer after 20 years of credited service on the job these first responders have three options one keep working to retire and draw the pension benefit theyve earned or three choose to delay retirement for up to five years and enter the deferred retirement option plan if a worker chooses to defer retirement the system calculates his or her earned monthly retirement benefit as if he or she is retiring at that point in time for no more than five years that amount plus interest is set aside to be paid in one lump sum or deposited into a 401k
