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[Music] hi everyone Shana is here with the Sante Capital Management welcome to our series on successful investing so in this particular video were going to talk about the investment policy statement sometimes we refer to that as an IPS now the IPS doesnt sound like a very exciting topic but it is a foundational document to help you to be successful with your investment planning in your portfolio so were gonna unpack the investment policy statement in quite a bit of detail but let me just give you a short introduction in the very first video out of our investment series we talked about the ingredients that lead to successful investing and some of the things that keep us from being successful with our portfolios and one of the biggest issues is sort of whats between our ears here not so much our gray matter or our smarts it really is our emotions and our emotions can hijack our ability to be successful with our portfolios the investment policy statement is a document that links your