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In this tutorial, stock download links are provided in the description. Begin by duplicating the background layer with CTRL + J and hiding the top layer. Using the Background layer, select the Lasso Tool (L) to outline the model. Right-click and choose Fill with Content-Aware, then de-select with CTRL + D. Make the top layer visible and select the Quick Selection Tool (W) to select the entire model, then navigate to Select and Mask, using Refine Edge for hair selection and outputting to Layer Mask. After applying the mask and hiding the middle layer, duplicate the top layer and rename it to "Dispersion Effect." Finally, select this layer and navigate to Filter - Liquify for further edits.