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In this video tutorial, viewers learn how to write a hardship letter for loan modification. A hardship letter explains to the lender the circumstances that have resulted in missed mortgage payments. The tutorial outlines the steps to write this letter, starting with the personal information section, which includes the writer's full name, home address (number, street name, city, state, and zip code), and optional contact details. Viewers are also instructed to include the date of the letter, adhering to the formal letter format of month, date, and year. The video aims to provide a clear, step-by-step guide for writing an effective hardship letter.