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[Music] hi there Im Michael Bovee with consumer recovery Network thanks for tuning in to deadlights our youtube channel and today Im going to talk about how many calls it takes to get a result from a debt collector doesnt matter who the debt collector is whether they work for your bank whether they work for a debt buyer or whats most common which is a contingency debt collector that creditors send accounts to after theyve given up trying to collect from you so Ive been at this a lot of years a couple of decades and I usually cannot get in and out of a negotiation inside of one phone call its just not that common and sure you shouldnt expect to do that either when Im dealing with the client file Im often making three or more calls so you should expect the same thing can you get a one call and done get them you know to send you the agreement and writing so you can pay it yeah it happens so dont assume that if things are going that well that things somethings wrong and maybe