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[Music] hello everyone i am michael ruger i am the managing partner of greenbush financial group and today were going to be going over how certain assets are taxed when you inherit them so well be talking about if you inherit a house if you inherit stocks retirement accounts annuities life insurance if you inherit assets that come from a trust all these different types of assets have different tax ramifications when you inherit them also there are estate tax limits that you have to be aware of and then biden might be making some changes to these inheritance rules that you should be aware of for coming months and coming years the most common asset that people inherit is a house so if your parents had a house they pass away and then you or you and your siblings then inherit that house and then plan to sell it the question becomes do you have to pay tax when you go to sell that house in many cases the answer is no because people receive whats called a step up and cost basis and youll