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Jamie Hopkins and Steve Parrish discuss split dollar life insurance, a planning technique involving a partnership between the insured and policy owner. This technique was commonly used for retirement, death benefit, and estate planning prior to IRS regulations in 2003. The term "split dollar" refers to one party having a need and the other having the ability to pay. While it may not be new to some advisors, it is unfamiliar to others, making it important to understand for insurance and business planning.
