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[Music] [Applause] [Music] hi welcome to real estate resource really glad you stopped by don't forget to like subscribe and hit that notification bell hope you enjoy this video all right so today we're going to talk about the notice of deep notice of default purchase agreement it is almost identical to the rpa that we've been talking about over and over again for the last few months uh but there are some very important differences for those of you that don't know the notice of default purchase agreement is exactly what it sounds like it's for it's for properties that are notice of default but there are three characteristics that the property must have in order for the notice of default agreement to be required and those three things are it is owner occupied the seller is living in the property it has a notice of default recorded and an investor is purchasing the property so if it does not have all three of those things right you can use the regular purchase agreement but if it's an in...