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for us your friend is a licensed life insurance agent whose client wants to purchase a varable annuity you are licensed Securities and insurance agent and your friend wants you to sell the policy and split commissions with him splitting commissions okay so Ive gotten it down to a or C right on you are correct the 5050 okay so in a variable annuity variable annuities is allowable if agents involved are both licensed to sell life insurance and maintain their Securities license at the same time or Affiliated broker dealers so this is a variable annuity so they do have to have a license to sell um well insurance and investment so okay so let me see C in a variable annuity is allowable only if Representatives involved are both licensed to sell life insurance and maintain Securities licenses with broker dealers all right so the question thats asking me though is about splitting commissions so splitting Commissions in variable annuities is allowable only if Representatives involved are both
