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these forms are required when were coming at a later date so this is someone thats at least 65 and four months old and beyond 66 67 72 and so im going to explain to you exactly how to fill out these forms properly [Music] welcome to medicare school daily where we help you understand medicare save money avoid making mistakes and above all else get the most out of your medicare benefits now todays topic actually are dealing with some forms how to fill those forms out those forms are called the cms l564 and the cms40b now these forms have to do with enrolling into medicare now as i get into this i just want to remind you that when we start medicare theres actually two different times which we can start our medicare benefits we can start those benefits right at 65 our 65th birth month or we can start at a later date now that means that someone is at least 65 and 3 months old and beyond they may be 66 or 67 or 72 but theyre coming in later so when we come into medicare at 65 thats c
