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now that the market is not so crazy were starting to see FHA Loans come back into the market this means that we have to be familiar to use the FHA loan exhibit so today Im going to go through five key differences in the FHA loan exhibit versus a conventional Scott D Ryder with housing Home Group real broker Ive been a licensed real estate agent since 2004. got my brokers license in 2006. Im not an attorney so dont take this as legal advice and if you have something a specific situation that youre working on please docHub out to your broker of record so they can give you their advice and their opinion on all of this that were going to cover today the first major difference is that there are not separate Finance days and Appraisal days in this contract thats because the appraisal is controlled by paragraph 12 which is called the amendatory Clause so the key difference of the mandatory Clause is that it runs throughout the length of the contract up until the day of closing so if