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[Music] as a Minnesota Public Employee your retirement income will typically come from your Minnesota public pension and social security in reality your pension and social security may only cover a portion of your retirement income needs you may need additional savings and other income to fund your retirement your employer provides access to a voluntary retirement savings plan to help supplement your retirement income the Minnesota Deferred Compensation 457b Plan or mndcp is available to all public employees who work for the state a County City Township or School District in Minnesota its easy to save in the mndcp because contributions are made through payroll deduction contribute a minimum of ten dollars per paycheck or up to the annual maximum limit whatever suits your budget you have the flexibility to stop start increase or decrease your contribution amount at any time the earlier you start to save the more your savings has the potential to grow contributions and any earnings are
