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welcome back okay today were gonna be speaking about something that comes up quite often especially if were in rural areas in San Diego County such as Borrego Springs Mall El Cajon lakeside places like that were talking about private road meet int agreements so if you ever have a VA loan and the appraiser marks private Road on there while the underwriter should pretty much automatically be requesting a property of the private road maintenance agreement saying that the people who live on that Street are basically responsible for taking care the road because the county does not so PA is the only loan program that does require that and in many cases a lot of rural properties do not have a private road maintenance agreement recorded so what happens if that comes up and granted I should say that Im not speaking about the private road inside the condo complex a nice lake or something like that those are Dave basically covered by the HOA all you need to do is get a copy of the CCRs that