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its Brian Preston the money guy on to the next question sugar beets has a question sugar beets sugar beets b-e-e-t-s or b-e-a-t-s white makes gross great beads or like Dr Dre makes awesome beats like Dwight Schrute beats white Shruti got it good differentiator so sugar beets has a question my wife and I own a startup business is there a breaking point to where it is advantageous to contribute to employees retirement and hes asking because we want to help them get started on the foo ASAP which I just thought was very kind oh that is great yeah so being a business owner is interesting right a lot of folks want to be business owners so that they can uh make themselves more wealthy so that they can do something meaningful for customers and for clients and that they can build wealth if they can build up their army of dollars and thats a great thing but a lot of business owners really get a lot of utility out of providing a path and a means and a mechanism for their employees underneath t