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The high cost of healthcare in the U.S. poses a significant financial risk for students, leading NYU to require all students in degree-granting programs to maintain health insurance that meets specific criteria. This policy ensures access to quality healthcare and financial protection. Most students are automatically enrolled in one of NYU’s sponsored health insurance plans and charged a premium. During the enroll/waive period, students can visit nyu.edu/health/insurance to confirm enrollment, upgrade or downgrade a plan, or opt out if they have alternative coverage. If choosing to waive insurance, a current insurance card is needed for the online form. Changes to health insurance will be reflected on the NYU bill within 3-5 days, and any refunds for full payments will be automatically processed.