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In this video tutorial, part three of the series on security and credit transactions, the focus is on the contracts of guarantee and suretyship. The host emphasizes that this content is for educational purposes only and not a substitute for legal advice. A contract of guarantee involves a guarantor who commits to fulfill the obligations of a principal debtor if the debtor fails to do so. This type of contract is considered accessory, meaning it cannot exist independently without a principal obligation, which is commonly illustrated through loan scenarios where the guarantor is responsible if the debtor defaults. Additionally, such contracts can also pertain to obligations deemed voidable or unenforceable.
