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mortgages many legal authorities choose the name mortgages as a title for the material in this lecture because they were forced to by popular convention however this lecture is really about how a lender can use real property to assure repayment of a loan another way that lawyers refer to this topic is debt financing secured by real property in fact there are many different ways to describe the material in this lecture because the terminology includes multiple names for the same things but this should not intimidate you because this material is conceptually easy while the name mortgages isnt necessarily the best way to title this lecture it is being used as the title for two reasons because in some odd way the word mortgages is more appealing than for example debt financing secured by real property and because the title mortgages is sort of a joke which makes the material easier to remember at a certain point in this lecture you will learn about the conflict in the word mortgage there
