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A durable power of attorney involves a principal and an agent, where the principal designates the agent to manage financial matters on their behalf in writing. Commonly, a spouse is chosen as the agent, but the principal can select anyone they trust, with attorneys often advising that the agent be a beneficiary in the principal's will. Multiple agents can be appointed to make decisions jointly, or an alternative agent can be designated to act if the primary agent is unable. The key distinction between durable and general power of attorney is that the latter ceases to be valid if the principal becomes incapacitated, while durable power of attorney remains effective until the principal's death or their revocation.
