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there are two ways we typically work with people and there are three steps that we take lets start with the process first we need to become familiar with you and your situation as well as your goals and objectives next we need to determine the correct payment method and amount to take as well as how to properly structure your accounts based on your unique situation finally we then create implement and execute a suitable and sustainable early retirement gameplan after we create that process you can choose how to work with us option one which is what most people want is to have us properly structure manage and monitor the distributions on your 72 t account if the IRA is in our care there is no cost for the 72 T structuring option to some people approached us looking for the 72 T calculation and investment advice but prefer to manage the money themselves in their existing accounts while we dont recommend this we are happy to run the calculations draw up a detailed game plan and provide