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hi there Im dance filleting president of designing financial solutions introducing the essentials of business planning and today were going to be talking about business succession planning the need to plan is my definition of succession planning succession planning allows you to determine what happens to your business when youre no longer available to run it in this way the hard work youve put in over the years is not lost to you your family and your heirs business owners and succession planning nine percent have a written plan about thirty percent have an informal unwritten plan and sixty percent actually more have no succession plan at all so to get right to the heart of the problem with business success and planning for ninety percent of you there isnt any not having a written plan is like having no plan at all during a survey taken annually business owners gave the following reasons for not having a business succession plan were not going to comment on each one but you might