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lets discuss how a promissory note and a mortgage or trustee doll relate together in financing the idea is how does one go about obtaining a real estate loan to buy a house for example the borrower has to sign what is called a promissory note the promissory notice what creates the debt once the note is in place which is the promise to pay the lender wants the borrower to sign a second document called a mortgage or a trust deed it depends upon what state you were in whether your state uses a mortgage or trustee both terms mean the same thing however security for the debt or another term for that is there were collateral with a mortgage state the two terms involved will be the mortgage or which is the borrower and the mortgagee which is the lender since the term mortgage or ends in O R that means that is the giver or give or if you will of the mortgage document so the borrower is called the mortgage or likewise the word mortgagee ends in the letters EE which once again is the receiver