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construction Insurance overview no matter what type of construction business you own there are regulations and requirements you must meet before youre legally allowed to conduct business in your state or locality 1. general liability insurance this type of insurance protects your business from damages or injuries claimed by another party two Surety bonds you may be required to buy a surety bond before obtaining your contractors license or before you can bid on certain construction jobs this Bond ensures the agreement thats made between your construction company and the client so both parties are protected three Workers Compensation Insurance most construction companies employ workers who are exposed to hazards every day States may require these companies to carry Workers Compensation Insurance to protect their workers this insurance covers medical bills and other expenses related to injuries that occurred on the job 4. Builders Risk insurance Builders Risk insurance protects the job
