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hey guys welcome to our video is John Watson a consumer protection lawyer in Alabama that wants to look at a recent federal case from the Middle District of Florida which is the Tampa area and it involves a claim by a consumer and then the defendant saying well wait a minute you cant sue me in court you have to go to arbitration and so the courts going to look at whether or not the defendant can force or whats called compel arbitration so the background of this case is there was a hyundai purchased and the finance agreement was eventually assigned to PNC thats the main defendant here paying and then the consumer Sullivan falls behind on her payments and the car was repossessed and then theres a lawsuit brought in state court so here are the claims brought in state court that weve got the Uniform Commercial Code UCC was violated the Fair Debt Collection Practices Act FDCPA was finally Florida consumer Collection Practices Act which is kind of the equivalent sout a hundred percent b
