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these smallest details can have a massive impact on your retirement this is basically the whole idea of our motto you dont need more money you need a better plan for instance when retirees are putting together a Roth conversion plan the process typically goes something like this you first identify that you have a tax problem maybe you have large enough tax deferred balances that the amount of income you will be forced to take down the road will push you into various tax hurdles okay great now with step two you need to analyze and calculate out the best way to fix this tax problem should you convert heavily for a few years or should you perform smaller conversions for a longer period of time now this step number two is where most people stop but by stopping here you leave behind a docHub amount of the value that can come from the small details and the small details are what were going to discuss today in determining the time of the year you should perform your Roth conversion and
