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foreign hi everyone and welcome to reality check with Jess I am your host and today lets take a look at some information around IDR plans income driven repayment plans and lets talk about the IDR waiver this is going to be especially important if you have any ffel or ffelp loans or Perkins loans this is going to be very very big for you guys because of the fact that Biden did recently announce that they will not be eligible for ten to twenty thousand dollars forgiveness um as part of the relief plan that he currently has in place unless they were Consolidated prior to September 29th 2022. so I saw I got a lot of views on my previous videos and Im very happy about that Im very sad that some of them happened after the fact because for those of you who did get a chance to view them before that date I know some of you ran and Consolidated and Im so happy for you you know I was getting comments about that and I was just happy that I could be of service um because I know that a lot of