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foreign John joins us in San Diego California John welcome to the Ramsay show hey thanks you guys for having me today honor to speak with you and your listeners thank you how can we help yeah so just a question for you guys my fiance and I are getting married uh in August cool congrats and drafting up uh thank you guys you know we've been drafting up a kind of a plan to combine our finances once we get married and obviously we'll do our day-to-day checking account but beyond that you know I was curious what what you guys teach I was looking for a video that Dave was talking about this and couldn't find one um how many other bank accounts should we have open or do you recommend that we have open to just kind of manage our financial goals and grow up the baby steps I'm just curious to get your thoughts first of all John you're a stud the fact that you're trying to map out a plan for this already I mean I feel like this marriage is already off uh to a good start John well you know dirt's...