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Today's fintech hot seat features Craig Jeffrey, the managing partner of Strategic Treasure, based in Atlanta, Georgia. Panelist Scott Lambert, the managing director of treasury at Cigna, a global health service company with 180 million customer relationships and $153 billion in revenue in 2019, discusses treasury operations with 44 employees in the US and 2 in Hong Kong. Mohammad Zarakat, a senior financial crime and fraud manager at Bottomline Technology, focuses on market conditions and customer solutions.