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To obtain a lien release for a vehicle title, you need to identify the name of the lender or lien holder listed on the title. The DMV only cares about the name listed, even if the loan has been paid off or transferred. If you are the owner, you can go to the DMV directly to inquire. If not, you may need to go through a different process to find out the lender's name. Just because the loan is paid off at the bank, the bank may not have notified the DMV.