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so how do you obtain a lien release for a vehicle title a vehicle title has three important elements on it has the name of the owner it has the state that is issued from it also has a reference to any lien on the title if there is a lien showing on the title it will block the DMV from issuing any replacement even if the loan is paid it could still be in the system well how does that work well first identify the name of the lender or the lien holder on that title if its XYZ Bank or whoever it is thats all the DMV cares about if that loan has been sold or somebody else has been making payments the only thing they care about is whos listed on the title so you have to identify that first if youre the owner of the car you can simply go to the DMV and theyll tell you if youre not the owner of the car you might have to go through some other process to find out the name of the lender this has to be clear just because the loan is paid to zero at the bank the bank might not have notified
