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In this tutorial by Jerry from Unique Tutorials, viewers learn how to send money to any bank account using standard SMS, a feature available only for Indian residents. To begin, users must install the PIM application, specifically designed for Indian users. The video emphasizes the importance of registering a mobile number within the app. Once registration is complete, the tutorial will demonstrate how to transfer money to any bank account using SMS features, providing a straightforward method for users to manage their transactions.