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Jessica Culver, a family lawyer at Dummit Fradin, explains that a separation agreement is a contract between spouses addressing various issues before a divorce. It can cover property division, spousal support, and other matters identified during an initial consultation. This agreement can enhance the separation process by making it more amicable and avoiding court trials, though parties can still take some issues to trial if necessary. Utilizing a separation agreement is an effective way to resolve disputes without engaging in court proceedings. However, it's not mandatory to have one.