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Hi, good afternoon and welcome, everybody. This is going to be a webcast on CSRS and FERS provisions relating to NAF service. Now, just in case youre wondering what NAF service is, I am assuming most of you know what that is since youre attending this webcast, but maybe youre kind of curious. It stands for Non-Appropriated Fund service. So what are we going to talk about today? Well, were going to talk about what is NAF service and how do you recognize it? Okay. So youre going to have to be able to identify it if somebody has it and were going to have to talk about, you know, what exactly it is and how it affects everything. Is the NAF service creditable under CSRS or FERS and can somebody pay a deposit for it to get credit for it? Well, there are a whole set of rules surrounding that and were going to actually look at the creditability of this NAF service or Non-Appropriated Fund service in one whole section. Also, were going to talk about what an employee with prior NAF s