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A web or graphic designer retainer agreement is a contract between a design specialist and their client outlining the terms of services and upfront payment. This agreement benefits both parties by guaranteeing the designer's availability and helping cover initial costs. The retainer may consist of a portion or the entirety of the estimated service charge. If more time is needed, the client will be billed for any additional costs. Conversely, if the work is completed before the retainer is exhausted, unused funds are refundable unless the agreement states otherwise. Key elements to include in the contract are the names of both parties involved.