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A web or graphic designer retainer agreement is a contract between a design specialist and their client detailing the terms of services and upfront payment. It benefits both parties by ensuring the service provider's availability and assisting the designer with upfront costs. The retainer typically covers part or all of the estimated service charge. If the designer requires more time than anticipated, additional costs may be billed to the client. Conversely, if the work is completed under budget, unused funds may be returned unless the agreement specifies otherwise. The contract should at least include names and other essential details.