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In this video tutorial, the speaker discusses the concept of renting to own, highlighting potential pitfalls. As a lender, they express skepticism about entering such agreements. Rent-to-own is often presented as a solution for those with poor credit, suggesting that rental payments contribute toward a future down payment. However, the speaker warns that this arrangement can easily go wrong. They emphasize the need to be cautious, as there are instances of fraud associated with rent-to-own schemes. Even with legitimate companies, there are complexities to consider regarding how the payments are credited towards a down payment.
