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In California, which is a community property state, both spouses have equal interest in any property purchased during marriage, regardless of whose name is on the deed or mortgage. A quitclaim deed allows the granter to transfer their interest in the property without warranties regarding that interest. However, signing a quitclaim deed does not absolve one from financial obligations tied to the property; it only removes their name from the title. Consequently, the individual remains responsible for mortgage payments even after relinquishing title rights. Neglecting mortgage payments is necessary to impact credit negatively, even if the property owner reports to credit bureaus.
