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The speaker addresses common questions about the goal of obtaining business credit. They outline various objectives, such as securing large lines of credit or loans from banks or hard money lenders for real estate investments. Another goal may be to shift personal credit utilization to business credit, allowing personal credit to remain unaffected and grow. This strategy is especially beneficial for those with high utilization and high-interest credit cards. The speaker notes that some individuals create business credit profiles and subsequently transfer personal credit balances to their business credit to manage credit more effectively.